This article is part of the ’24-’25 Donor Yearbook & Annual Report. Click here to download the full report (PDF).
The Foundation’s Mission Lending program continues to be a powerful tool for advancing equity, sustainability, and economic opportunity across our region. Through flexible, values-aligned local loans, the Foundation supports projects that deliver both financial and social returns—strengthening communities while fostering long-term sustainability.
Since 2013, HAF+WRCF has deployed over $11.3 million in mission loans to Tribal nations, nonprofits, municipalities, and local enterprises. These investments have supported the Foundation’s strategic priorities, which include racial equity, thriving youth and families, healthy ecosystems, and a just economy.
Notable projects funded in 2025, but not completed, include K’ima:w Medical Center, which will expand healthcare access in Hoopa, and Life Plan Humboldt, a resident-led senior living community designed to meet local needs with dignity and sustainability. We should see these projects completed in the next five years.
We at the Foundation consider ourselves fortunate to be able to support their launch. Prior mission lending in Southern Humboldt helped SoHum Health provide critical health care services, while the Hoopa Shopping Center has been part of revitalizing local commerce and creating jobs.
To date, the Foundation has issued over 50 loans, with an average interest rate of 3.75%. As of June 2025, $3.25 million remained available for deployment, offering continued opportunities for community-led initiatives to access capital.
Learn more about HAF+WRCF’s Mission Lending program by visiting hafoundation.org/lending