A gift of cash, stock or other assets can support your favorite nonprofit organization or community need in Humboldt, Del Norte, Trinity or Curry County.
Gift Timing
You can make a one time gift, a recurring contribution, or plan to give after your lifetime. Recurring gifts offer stability for nonprofit organizations through reliable funding, and convenience for donors by automating recurring monthly or annual gifts. Making a gift after your lifetime through your will or trust offers a meaningful way to leave a lasting impact for your community, honor family or loved ones and support the causes you care about. Visit hafoundation.org/plannedgiving to learn more.
You can give to an existing fund, or establish your own. HAF+WRCF offers a variety of fund types to align with the charitable goals, level of involvement, and timeframe of your charitable vision. Click here to search our list of existing funds.
Types of Assets
HAF+WRCF accepts many types of assets as charitable gifts and our staff is available to discuss charitable giving strategies to best fit your charitable goals and financial needs, and the needs of our community. Always speak to your tax advisor to confirm the tax implications of a charitable gift for your particular situation.
Cash
Gifts of cash are fully deductible (up to 50% of your adjusted gross income), for federal tax purposes. If your total gifts exceed this limit, the excess may be carried forward and deducted for an additional five years. Your check must be postmarked or hand delivered by December 31st to qualify for the current year.
IRA
Seniors 70 ½ years of age and over, can transfer their IRA distribution directly to charity. By going directly to charity, the money is not included in the IRA owner’s income and is not taxed. This preserves the full amount for charitable purposes. Ask your IRA administrator to make a qualified distribution to Humboldt Area Foundation. *Important: IRS regulations prohibit Qualified Charitable Distributions from being deposited into a Donor Advised Fund (DAF).
Stock
By making a gift of appreciated stock, you can maximize your gift and avoid paying capital gains tax. You may receive a charitable deduction for the fair market value of the stock. For income purposes, the value of such gifts, up to 30% of adjusted gross income, may be deducted and the remainder carried forward and deducted for an additional five years. If you prefer to use depreciated stock as a gift, sell it first and donate the proceeds to maximize your tax benefits.
Life Insurance
To receive a charitable deduction, name a charity as both the owner and the beneficiary of the policy. If the policy has a cash value, you can take a charitable deduction approximately equal to the cash value at the time of the gift. Please check with your life insurance agent for details.
Real Estate and Real Property
Humboldt Area Foundation may accept gifts of real estate and real property as vetted by the Humboldt Area Foundation Board of Directors gift acceptance committee. Please email or call (707) 267-9905 for details.
Thank you for considering a charitable gift to help strengthen our community.
Ready to learn more?
To take the next step with your charitable donation, call (707) 267-9905, or send us an email.
“When you feel that you have affected something in your community, you feel you have made a difference.”
— Byrd Lochtie